Confidas Capital Advisors

Created in 2004 as a platform for alternative investments. 

Leveraging its long track record of advising investors in many different asset classes, the platform developed a specialisation in co-investments in U.S. commercial real estate (“CRE”) equity and debt.

U.S. CRE middle market debt investment thesis

Highly fragmented market with unique opportunities due to regulation

Opportunity to earn outsized returns in credit secured by high quality real estate.

U.S. Middle Market Real Estate Lending

Target Market

  • Assets which can benefit from bridge loans in order to maximise value prior to exiting into permanent facilities or sale
  • First mortgage and subordinated loans provide value add capital to transitional assets
  • Properties in major U.S. urban centres with high-quality sponsors
  • Loan sizes:  US$20 million to US$200 million
  • Term:  12 – 36 months

Background

Post 2008 financial crisis: traditional banks moved away from middle-market commercial real estate lending due to regulatory constraints.

Private debt space sees tremendous growth.

Small and mid-size borrowers seek alternative financing solutions.

Growth of independent private lenders in a fragmented market.

C.R.E

Properties used specifically for business or income-generating purposes.

The main classes of commercial real estate include:  multi-family rental,  for–sale residential (condos),  industrial,  office and healthcare facilities.

Commercial real estate provides rental income as well as the potential for capital appreciation.

Confidas Lenders

Well established middle-market private lenders.

Co-invest minimum of 10% of each loan originated (“skin in the game”).  Loan portfolios greater than US$ 300 million.

Seasoned management and underwriting teams. 20+ years’ experience in CRE loan structuring. Navigated economic cycles.

Well positioned to identify risks and generate strong returns for investors.

Potential For Attractive Returns with Excellent Collateral

Borrowers

High quality real estate developers/operators with strong balance sheets providing significant guarantees.

Loans

Value add/acquisition transitional bridge loans based on conservative loan-to-value (LTV) and loan-to-cost (LTC) ratios provide substantial downside protection.

Income

Most loans are current pay with monthly or quarterly income.

Potential for favourable taxation treatment for non-US investors.

Confidas' unique added value is deep market knowledge and lender selection

…which combined with the strength of our relationships, allows us to source unique opportunities and develop attractive products for our investors

Confidas Process

Selection of Lenders

  • Proven local knowledge & business acumen
  • Distinguished track record including during stressed markets and in distressesd situations
  • Ability to co-invest / “skin in the game”

  • Strong legal, market, investor references and crosschecks
  • Internal loan servicing

Product Development

  • Loan seniority
  • Asset
  • Geography
  • Guarantees
  • Duration
  • Loan payoff-exit

Monitoring & Exit

Confidas closely monitors each transaction until exit, establishing clear communication channels with investors.

Confidas closely monitors each transaction until exit, establishing clear communication channels with investors.

U.S. Real Estate - Selected Transactions

Chesapeake, VA & Taylor, MI

Bridge-to-Agency refinancing of
2 Senior Living Facilities
Senior B Loan
Total loan size:  $42mn
Confidas co-investment:  $5mn
Loan to Value (“LTV”):  61%
Term:  36 months with extension options

December 2025

Miami, FL

Condominium Development
Senior B Loan
Total loan size:  $25mn
Confidas co-investment:  $6mn
Loan to Value (“LTV”):  68%
Term:  12 months

August 2025

Queens, N.Y.

Multifamily Bridge-to-Agency
Senior B Loan
Total loan size:  $14mn
Confidas co-investment:  $3mn
Loan to Value (“LTV”):  57%
Term:  24 months with extension options

May 2025

Brooklyn, N.Y.

Multifamily Conversion and Condo Construction
Senior B Loan
Total loan size:  $125.0mn
Confidas co-investment:  $3.2mn
Loan to Value (“LTV”):  60%
Term:  24 months with extension options

March 2025

Phoenix, AZ

Multifamily Development
Mezzanine Loan
Total loan size:  $33mn
Confidas co-investment:  $6.3mn
Loan to Value (“LTV”):  75%}
Term:  30 months with extension options

March 2025

Los Angeles, CA & Brooklyn, N.Y.

Existing Condo, Hotel and Multifamily
Senior & Mezzanine Loans
Total loan size:  $344.5mn
Confidas co-investment:  $16.2mn
Loan to Value (“LTV”):  52%
Term:  18 months

December 2024

Miami, FL

Development of Residential Condominium
Total loan size:  US$7.0mn
Confidas co-investment:  US$7.0mn
Loan To Cost (“LTC”):  42%
Term:  18 months with extension options

December 2024

Brooklyn, N.Y.

Construction Completion Loan
Senior Loan
Total loan size:  US$27.0mn
Confidas co-investment:  US$2.2mn
Loan To Value (“LTV”):  67%
Term:  12 months

December 2024

Boston, MA

Construction Loan
Mezzanine
Total loan size:  US$15.0mn
Confidas co-investment:  US$2.0mn
Loan To Value (“LTV”):  54%
Term:  30 months with extension options

October 2024

Los Angeles, CA

Refinancing and Completion of a Multifamily Development
Total loan size:  US$25.3mn
Confidas Co-investment:  US$1.5mn
Loan To Value (“LTV”):  69%
Term:  15 months with extension option

April 2024

Midtown Manhattan, N.Y.

Condo Inventory Refinancing
Total loan size:  US$45.0mn
Confidas co-investment:  US$6.4mn
Loan To Value (“LTV”):  59%
Term:  20 months

April 2022

Stone Mountain, GA

Multifamily
Bridge-to-HUD Refinancing
Total loan size:  US$32.0mn
Confidas co-investment:  US$2.6mn
Loan To Value (“LTV”):  71%
Term:  18 months

November 2021

Delray Beach, FL

Hotel Construction Refinancing
First Mortgage Loan
Total loan size:  US$85.8mn
Confidas co-investment:  US$3.0mn
Loan To Value (“LTV”):  67%
Term:  23 months with extension options

August 2021

Conover Street Brooklyn, N.Y.

Residential Condominium
Senior B Note Construction Loan
Total loan size:  US$19.3mn
Confidas co-investment:  US$3.0mn
Loan To Value (“LTV”):  66%
Term:  17 months with extension options

July 2021

Centre Avenue Pittsburgh, PA

Mixed-Use Multifamily and Retail
Construction and Stabilisation
First Mortgage Loan
Total loan size:  US$33.3mn
Confidas co-investment:  US$3.0mn
Loan To Value (“LTV”):  63.7%
Term:  16 months with extension options

June 2021

Brooklyn, N.Y.

Multifamily Rental Development
Co-Investment with Project Developer
Total Equity:  US$25.1mn
Confidas co-investment:  US$18.2mn
Construction completed:  1Q 2023

April 2021

Biscayne Blvd
Miami, FL

Condo Inventory
Senior B Note + Mezzanine Loan
Total loan size:  US$36.0mn
Confidas co-investment:  US$3.5mn
Loan To Value (“LTV”):  60%
Term:  12 months with extension options

March 2021

Shore Road, Gleenwood Landing, N.Y.

Residential Condominiums
Construction and Sell-Out
First Mortgage Loan
Total loan size:  US$59.6mn
Confidas co-investment:  US$3.0mn
Loan To Value (“LTV”):  66.7%
Term:  11 months with extension option

December 2020

Second Avenue
New York, N.Y.

Mixed-use for Sale
Ground-up Development
Senior B Note Loan
Total loan size:  US$10.0mn
Confidas co-investment:  US$6.0mn
Loan To Value (“LTV”):  66.5%
Term:  36 months with extension option

November 2019

28th Street
New York, N.Y.

Mixed-Use Residential Condominium Construction and Sell-Out Financing First Mortgage Loan
Total loan size:  US$22.5mn
Confidas co-investment:  US$5.0mn
Loan To Value (“LTV”):  68.4%
Term:  24 months with extension option

January 2019

Fifth Avenue
New York, N.Y

Mid-Construction Hotel
Senior B Note Loan
Total loan size:  US$25.0mn
Confidas co-investment:  US$2.0mn
Loan To Value (“LTV”):  54%
Term:  24 months with extension option

November 2018

West End Avenue New York, N.Y.

Multifamily (rental)
Condo Conversion
Mezzanine Loan
​Total loan size:  US$55.0mn
Confidas co-investment:  US$4.5mn
Loan To Value (“LTV”):  65%
Term:  36 months with extension option

September 2018

Calvert Rd.
Harrison, N.Y.

Luxury Multifamily Rental
Construction and Stabilisation
First Mortgage Loan
Total loan size:  US$20.0mn
Confidas co-investment:  US$5.0mn
Loan To Value (“LTV”):  60.6%
Term:  30 months with extension option

September 2018

Livingston Street Brooklyn, N.Y.

Hotel Construction and Stabilisation First Mortgage Loan
Total loan size:  US$29.0mn
Confidas co-investment:  US$5.5mn
Loan To Value (“LTV”):  54.7%
Term:  24 months with extension option

September 2018

Senior Housing Portfolio Northeast & Midwest U.S.

11 Properties in Development, Construction and Lease-up
Collateralized Bridge Loan
Total loan size:  US$8.0mn
Confidas co-investment:  US$8.0mn
Term:  24 months with extension option

May 2018

Malibu, CA

Mixed-use Development
Repayment of Existing Debt & Funding of Predevelopment Costs
First Mortgage Loan
Total loan size:  US$38.3mn
Confidas co-investment:  US$2.0mn
Loan To Value (“LTV”):  60%
Term:  33 months

May 2018

West 81st Street
New York, N.Y.

Condo Ground-up Development
Senior B Note Loan
Total loan size:  US$7.0mn
Confidas co-investment:  US$2.8mn
Loan To Value (“LTV”):   59%
Term:  30 months with extension option

April 2018

West Village
New York, N.Y.

Townhouse and Condo Development Mezzanine Loan
Total loan size:  US$15.5mn
Confidas co-investment:  US$11.3mn
Loan To Value (“LTV”):  61%
Term:  24 months with extension option

August 2017

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